Klarna & Clearpay
HOW DOES BUY IT NOW PAY
KLARNA
What is Klarna & how does it work?
The first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days. With Pay in 30 days you have up to 30 days to pay for your goods after they are shipped, with no interest or fees. Simply select this option when checking out on our website to use this.
Alternatively pay by Clearpay, Apple Pay, Samung Pay, Using your Amazon Account, Paypal account or any Debit or Credit card.
CLEARPAY
What is Clearpay?
We are a ‘buy now pay later’ company that allows you to buy goods or services offered by our retailers online or in stores including overseas retailers in countries approved by us. Our list of retailers is on our website.
We provide services to you mainly through our website and app although we do provide our services in other ways. For example, when you make purchases in retailers’ stores, you use our virtual Clearpay Card added to a digital wallet such as Apple Pay or Google Pay. You can find out more information below on how our Clearpay Card works.
By entering a Clearpay Plan, you instruct us to pay the retailer in exchange for you repaying to us the agreed amounts in instalments, on the dates set out in your payment schedule in each Clearpay Plan. The amounts will include the cost of the goods or services, shipping costs and any taxes or amounts charged by a retailer. We will send you a copy of each Clearpay Plan by email.
For any purchases you make in-store using the Clearpay Card, you might want to add a tip for the retailer. See clause 10 for information on how this works with a Clearpay Plan.
Each Clearpay Plan is a separate short-term fixed sum loan agreement where we lend you a fixed amount of credit to allow you to pay for your purchase over 4 instalments due every 2 weeks under the payment schedule for each Order.